The different transaction types are available in the Virtual Terminal

Description

What are the different Transaction Types in the Virtual Terminal?

Resolution

The Paya Virtual Terminal can process several different types of transactions:

• Sale: The standard credit card transaction that places an authorization on a card for the requested amount (ready for settlement).
• Auth Only: Also known as a "pre-auth", places an authorization on a card for the requested amount; however, the amount can be adjusted once to accommodate for shipping, tip, or other charges that cannot be determined at the time of authorization. This must be adjusted or captured before it can be settled.
• Credit: A refund that is used to put money back onto a card (ready for settlement).
• Force: An offline transaction that is used to insert a transaction into your batch, when you have a pre-existing approval code (ready for settlement).

Transactions may show as one of these types after they have been processed:

• Prior Auth: Also known as a "post-auth", this is either a Force or an Auth-Only transaction that has been adjusted or captured.
• Void: A transaction that was canceled prior to settlement (cannot be settled).
• Expired: A transaction that was not settled within 7 calendar days of authorization.

If you have questions or require additional information, please submit a ticket and we will be in touch with you shortly.