An international credit card is simply a credit card that will work outside the U.S. Card networks (Visa, MasterCard, Discover and American Express) control in how many countries and at how many merchant locations a given credit card can be used. Visa and MasterCard cards have the greatest global reach making them your networks of choice for international credit cards.

Most countries around the world have moved on from the magnetic stripe credit card technology that is still prevalent in the U.S. Major business and tourism destinations like Japan, European Union countries, Central and South America and Canada have all switched to EMV chip-and-pin credit cards. 

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