An international credit card is a credit card that will work outside the U.S. Card Networks (Visa, MasterCard, Discover, and American Express). These networks control how many countries and how many merchant locations for a given credit card can be used. Visa and MasterCard have the greatest global reach making them the network of choice for international credit cards.

Most countries around the world have moved on from the magnetic stripe credit card technology that is still prevalent in the U.S. Major business and tourism destinations like Japan, European Union Countries, Central and South America and Canada have all switched to EMV chip-and-pin credit cards. 

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