What are the most common Interchange Downgrades?
Visa, MasterCard, and Discover Card Associations all maintain Interchange Downgrade rates for credit and debit card transactions. Downgraded Interchange Rates are higher than the card's normal Interchange Fee; it's always in a merchant's best interest to avoid downgrades whenever possible. Always clearing transactions at the correct Interchange, and avoiding downgrades allows merchants to obtain the lowest possible processing costs.
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Last modified 8/6/13